What is the
Tax Installment Plan (TIP)?
The Tax Installment Plan (TIP) is a program that allows property owners to make consecutive monthly payments for taxes rather than a single annual payment. The plan is managed by the municipality via preauthorized withdrawals from your financial institution. You need not reapply each year, as the TIP automatically renews. You may cancel your participation at any time.
The TIP program starts on January 15th of each year and payments are made on the 15th day of each month. Property owners have the ability to enroll in the TIP at any time throughout the year.
There is no application fee for the program. Likewise, there are no monthly service fees or early payment discounts for participants. The goal is to collect the current year's property taxes over 12 payments. The first 6 payments are estimated based on the prior year's taxes. The last 6 payments are calculated as the balance remaining divided by 6.
How to join the Tax Installment Plan (TIP)?
- Pay all past due taxes and associated penalties.
- Complete a Tax application form and submit it to our office along with a cheque marked "VOID”. Initial the back of the application form marked "Terms and Conditions”.
- If you have a water and/or sewer account with the municipality, it is a prerequisite that you complete a Water/Sewer application form for pre-authorized debit for your utility account before you can join the TIP.
Frequently asked Questions
When can I join?
You may join the TIP at any time during the year, however some payments may need to be made prior to enrolling.
Please contact our office for more information.
Is there an application fee or any other charges associated with the Plan?
No. There are no application fees or services charges associated with the plan, however if you have a payment returned "NSF”, you will be assessed at $25 administration fee
Will I receive my discount for early payment?
No. We do not offer any form of discount on payments made through the TIP. Over the 12 scheduled payments, you will pay your property taxes at par.
Why do I have to sign up for pre-authorized payments on my water and/or sewer account?
It is our policy to add any outstanding utility accounts to the tax account at year end. When this transfer takes place, your previously calculated TIP payment would then become insufficient and a deficit would occur. By participating in the pre-authorized debit program for your utility bill, you are ascertaining that your accounts are always in good standing .
How often is my payment adjusted?
Twice a year. In January, your payment is calculated as the prior year's taxes divided by twelve. In July, your payment is calculated as the current year's taxes less all installments paid to date divided by the remaining number of payments. You will be notified in writing each time your payment is adjusted.
If I join after January 1st, how will my payments be calculated?
You will catch up on your missing payments, and then continue making what would have been your regularly scheduled payments.
Will I receive receipts each month?
No. You will reference your bank statement as proof of payment.
How do I change my bank account information?
You must provide written notification two weeks prior to the next withdrawal date and forward to our office via mail, email or in person.
Rural Municipality of Taché
28007 Mun 52N
Dufresne, MB R5K 0N7
E-mail: reception@rmtache.ca
Fax: 204-878-9977
Written notification includes either completing the TIP Application Form (and checking the "Change to Existing” box or providing a letter with your name, property address, daytime phone number, effective month, and new bank account information (i.e. void cheque or preauthorized payment form by your financial institution).
How do I cancel the TIP?
You must provide written notification two weeks prior to the next withdrawal date and forward to our office via mail, email or in person.
Rural Municipality of Taché
28007 Mun 52N
Dufresne, MB R5K 0N7
E-mail: reception@rmtache.ca
Fax: 204-878-9977
Written notification includes either completing the TIP Application Form (and checking the "Cancellation Notice” box at the top of the form, and signing the section "Cancel Payment”. Alternately, you can provide a letter with your name, property address, daytime phone number and indicate the date that your last payment should be withdrawn.
Once you have removed yourself from the TIP, all unpaid taxes become due and payable according to the regular tax due date and are subject to penalties in accordance with the Tax Levy Bylaw.
If you are canceling due to the sale of your property, please notify your lawyer that you participated in the TIP program, and that you have canceled.
Note: The RM of Taché will automatically cancel your participation in the TIP if you miss 2 consecutive monthly payments or if you initiate a "stop payment” at your financial institution. If you wish to rejoin the program, you are considered a new applicant and must complete and forward a new application.
What should I do if my TIP payment has been returned as NSF?
Should your monthly payment be returned by your financial institution as NSF (or any other reason), there will be a service charge of $30 added to your tax account. The RM of Taché will send you an email advising that your missed monthly payment will be added to the next month's payment along with the service charge.
Note: The RM of Taché will automatically cancel your participation in the TIP if you miss two consecutive monthly payments or if you initiate a 'stop payment' at your financial institution.
How do supplementary tax adjustments affect my scheduled payments?
Should you receive a supplementary tax notice due to changes on your property (new building, renovations, etc), it is your responsibility to pay that supplemental statement by the stated due date. If you fail to pay that statement by the due date, you will be removed from the program, and will have to reapply once your account is in good standing. For the new year, your future payments will reflect the increase in assessment indicated on the supplementary statement